Free Kasasa Cash Checking

Your checking should pay you — not vice versa. Grow your balance each month with free checking that pays high dividends.

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Key Features

  • Really High Dividends
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
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  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free eStatements
  • Free Cal-Com FCU debit card
  • $25 minimum deposit to open

Earning Your Rewards is Simple

Qualifying to earn your checking rewards is easy! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least one direct deposit or ACH credit transaction of $500 or more each cycle
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

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*Terms and Conditions apply. See Disclaimer for details.